Secure Sales on Telegram
Learn how to configure card payments on Telegram securely and increase your sales.
Telegram has become a direct sales channel thanks to its bots and integrated payments. With tools like Stripe you can accept credit cards securely. At SEO7.ES we explain how to do it step by step.
To sell products on Telegram with secure card payments you need a Telegram bot and a payment provider like Stripe. Create the bot with @BotFather, integrate the Telegram Payments API and set Stripe as the provider. Payments are processed inside the chat, with full security. In Valencia, clothing stores and services already use it. With experts like SEO7.ES, the process takes 24-48 hours.
In this article we show you how to sell products on Telegram with secure card payments, ideal for businesses in Valencia and all of Spain. We go from creating the bot to integrating payments with Stripe. We also talk about security, costs and real examples. If you have an online store or a service, Telegram can be your new sales channel. According to a Statista study, 60% of instant messaging users have bought through these apps. Ride the trend with a professional solution.
Creating a Telegram bot to sell products is easy if you follow these steps. Open Telegram and search for @BotFather, the official bot for creating bots. Send the /newbot command and follow the prompts: a name and a unique username. You get an API token, which connects the bot with the payment system. Configure the basic commands: /start, /catalog and /payment. The logic can be written in Python or Node.js. Integrate the Telegram Payments API (available since 2017) and choose a provider like Stripe. At the end, test transactions with test cards. With technical experience the whole process takes a few hours.
Telegram Payments supports several providers, but the most secure and widely used are Stripe, PayPal and Sberbank (in Russia). For Spain, Stripe is the best option: it complies with PCI DSS, offers 3D Secure and integrates directly with the Telegram API. PayPal is secure too, but the user needs an account. According to Gartner, Stripe leads online payments for security and ease. All providers encrypt data and do not store card numbers on Telegram.
| Provider | Security | Fees | Compatibility |
|---|---|---|---|
| Stripe | PCI DSS, 3D Secure | 1.4% + €0.25 | High: direct API |
| PayPal | SSL encryption, buyer protection | 2.5% + €0.35 | Medium: requires account |
| Sberbank | Russian standard | Variable | Low: Russia only |
To take card payments on Telegram you have to connect the bot with the Telegram Payments API and a provider like Stripe. First, get your Stripe credentials (publishable key and secret key). Then, in the bot, use the createInvoiceLink method to generate a payment link. The user clicks, a chat with the Telegram Payments bot opens, and they complete the payment by card. Telegram takes care of the interface and security. Set up webhooks to receive payment notifications. According to the official Telegram documentation, the process is secure because card data never reaches the bot. A real example: businesses in Valencia like 'ModaExpress' sell t-shirts on Telegram with Stripe and have a 15% conversion rate.
«Taking payment inside the chat removes the main drop off: leaving for another site. The fewer steps between deciding and paying, the fewer people change their mind.»
Selling products on Telegram with secure card payments is possible thanks to the Telegram Payments API and providers like Stripe. The process: create a bot, integrate the payment gateway and set up security. In Valencia, businesses of every size already use it to sell more. The advantages: immediacy, security (PCI DSS) and little friction. The key steps: get the token from BotFather, connect Stripe and use createInvoiceLink. With SEO7.ES you have it ready in 24-48 hours. Do not put it off, the channel is worth it.
Bots on WhatsApp, Telegram, Instagram and your site, from €290, paid once. They answer questions, book meetings and take payments around the clock, including while you sleep.
You pay once, and after that the bot runs with no monthly fee to us. Scripts come from your real conversations: we look at what customers ask most and automate exactly that. The bot lives in your own WhatsApp or Telegram account and the access stays with you. In Spain bot setup runs €300-3,000 and custom development starts at €3,000; our packages cost nearly half of the same work bought separately.
A short brief, and we’ll come back with a plan and quote within 24-48 h. No pressure.
Yes, Telegram Payments uses end-to-end encryption and complies with PCI DSS. Card data is not handled by the bot but by the payment provider.
You need a Telegram bot (created with @BotFather), an account with a payment provider like Stripe, and a server to host the bot logic.
Technical integration can cost between €300 and €1000 if done through an agency. Stripe fees are 1.4% + €0.25 per transaction.
Yes, as long as it does not violate Telegram's policies (illegal content, weapons, etc.). Physical products, digital goods, and services are allowed.
No, Telegram does not charge fees. Only the payment provider (Stripe, PayPal) charges its fee.
Money is deposited directly into your bank account linked to Stripe or PayPal, usually within 2-3 business days.
If you don't know how to program, you can hire an agency like SEO7.ES or use no-code platforms like ManyChat (though limited).
You must handle returns manually. Telegram does not offer an integrated refund system, but you can process them from Stripe.
Yes, PayPal is also compatible with Telegram Payments, but the user must have a PayPal account.
With a technical team, 24 to 48 hours. On your own it can take several days.
No, Telegram does not store card data. All processing is done by the payment provider.
Yes, Telegram is global. Stripe accepts payments from almost all countries.
You can contact the agency SEO7.ES or consult the official documentation of Telegram and Stripe.
