Bots and messengers

Telegram sales with card payment

Learn how to configure card payments on Telegram securely and increase your sales.
Telegram has become a direct sales channel thanks to its bots and integrated payments. With tools like Stripe, you can accept credit cards securely. At SEO7.ES we explain how to do it step by step.

Custom Telegram Bot: We create a custom bot for your business, with product catalog and shopping cart.
Secure Card Payments: We integrate Stripe or PayPal so your customers can pay with card without leaving Telegram.
SSL Security and Encryption: All transactions are protected with end-to-end encryption and comply with PCI DSS.
Sales Increase: Customers buy directly from Telegram, reducing friction and increasing conversion.

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Bots and messengers20 April 20269 minutes read

To sell products on Telegram with secure card payments, you need a Telegram bot and a payment provider like Stripe. Create a bot with @BotFather, integrate the Telegram Payments API, and configure Stripe as provider. Payments are processed within the chat, with total security. In Valencia, businesses like clothing stores or services already use it. The process takes 24-48 hours if done with experts like SEO7.ES.

In this article we show you how to sell products on Telegram with secure card payments, ideal for businesses in Valencia and all of Spain. We will cover from bot creation to payment integration with Stripe. We will also talk about security, costs, and real examples. If you have an online store or a service, Telegram can be your new sales channel. According to a Statista study, 60% of instant messaging users have purchased through these apps. Take advantage of this trend with a professional solution.

How to Create a Telegram Bot to Sell Products?

Steps to Configure Your Sales Bot

Creating a Telegram bot to sell products is easy if you follow these steps. First, open Telegram and search for @BotFather, the official bot for creating bots. Send the /newbot command and follow the instructions: choose a name and a unique username. You will receive an API token that you will use to connect your bot with the payment system. Then, configure basic commands like /start, /catalog, and /payment. You can use languages like Python or Node.js to program the logic. Integrate the Telegram Payments API (available since 2017) and choose a provider like Stripe. Finally, test transactions with test cards. The whole process can take a few hours if you have technical experience.

Telegram bot showing secure card payments — Example of a Telegram bot with card payment option.

1Open Telegram and search for @BotFather.
2Send /newbot and follow the instructions.
3Choose a name and username for your bot.
4Save the API token given by BotFather.
5Configure basic commands on your server.
6Integrate the Telegram Payments API.
7Connect with Stripe as payment provider.
8Test with test cards and launch.

Which Payment Providers Are Secure for Telegram?

Stripe integration in Telegram for secure payments — Configuration of Stripe as payment provider in Telegram.

Comparison of Compatible Payment Gateways

Telegram Payments supports several providers, but the most secure and used are Stripe, PayPal, and Sberbank (in Russia). For Spain, Stripe is the best option: it complies with PCI DSS, offers 3D Secure, and has direct integration with the Telegram API. PayPal is also secure but requires the user to have an account. According to Gartner, Stripe is a leader in online payments for its security and ease. All providers encrypt data and do not store card numbers on Telegram.

Provider	Security	Fees	Compatibility
Stripe	PCI DSS, 3D Secure	1.4% + €0.25	High: direct API
PayPal	SSL encryption, buyer protection	2.5% + €0.35	Medium: requires account
Sberbank	Russian standard	Variable	Low: Russia only

How to Integrate Card Payments on Telegram Step by Step?

Technical Guide for Integration

Integrating card payments on Telegram requires connecting your bot with the Telegram Payments API and a provider like Stripe. First, obtain your Stripe credentials (publishable key and secret key). Then, in your bot, use the createInvoiceLink method to generate a payment link. The user clicks, a chat with the Telegram Payments bot opens, and the user completes the payment with card. Telegram handles the UI and security. You must configure webhooks to receive payment notifications. According to official Telegram documentation, the process is secure because card data never reaches the bot. A real example: businesses in Valencia like 'ModaExpress' sell t-shirts on Telegram with Stripe and have a 15% conversion rate.

«Taking payment inside the chat removes the main drop off: leaving for another site. The fewer steps between deciding and paying, the fewer people change their mind.»

Evgenii Slepinin, Founder · Systems Architect · Lead Developer. Source

Summary

In Short: Sell on Telegram with Secure Payments

Selling products on Telegram with secure card payments is possible thanks to the Telegram Payments API and providers like Stripe. The process includes creating a bot, integrating the payment gateway, and configuring security. In Valencia, businesses of all sizes already use it to increase sales. The advantages are: immediacy, security (PCI DSS), and low friction. The key steps are: get token from BotFather, connect Stripe, and use createInvoiceLink. With SEO7.ES you can have it ready in 24-48 hours. Don't wait any longer to take advantage of this channel.

Questions and answers

Is it safe to pay by card on Telegram?

Yes, Telegram Payments uses end-to-end encryption and complies with PCI DSS. Card data is not handled by the bot but by the payment provider.

What do I need to start selling on Telegram?

You need a Telegram bot (created with @BotFather), an account with a payment provider like Stripe, and a server to host the bot logic.

How much does it cost to integrate payments on Telegram?

Technical integration can cost between €300 and €1000 if done through an agency. Stripe fees are 1.4% + €0.25 per transaction.

Can I sell any product on Telegram?

Yes, as long as it does not violate Telegram's policies (illegal content, weapons, etc.). Physical products, digital goods, and services are allowed.

Does Telegram charge fees for payments?

No, Telegram does not charge fees. Only the payment provider (Stripe, PayPal) charges its fee.

How do I receive money from sales?

Money is deposited directly into your bank account linked to Stripe or PayPal, usually within 2-3 business days.

Do I need to program to create the bot?

If you don't know how to program, you can hire an agency like SEO7.ES or use no-code platforms like ManyChat (though limited).

What if a customer wants to return a product?

You must handle returns manually. Telegram does not offer an integrated refund system, but you can process them from Stripe.

Can I use PayPal instead of Stripe?

Yes, PayPal is also compatible with Telegram Payments, but the user must have a PayPal account.

How long does implementation take?

With a technical team, between 24 and 48 hours. If you do it yourself, it may take several days.

Does Telegram store card data?

No, Telegram does not store card data. All processing is done by the payment provider.

Can I sell to international customers?

Yes, Telegram is global. Stripe accepts payments from almost all countries.

What if I have technical issues?

You can contact the agency SEO7.ES or consult the official documentation of Telegram and Stripe.

What do you need to accept card payments in Telegram?

A Telegram bot created via @BotFather and a payment provider such as Stripe. Then the Telegram Payments API is connected, and the bot accepts secure card payments.

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